Friday, 6 March 2026

Comparison

 


Some say comparison is the thief of joy, but sometimes you are discovering someone whose numbers are so close to yours, you wonder "are you me?" The famous sunglass wearing blogger just posted his 2025 CPF balance and passive income and the figures are really close to mine. So my reaction was one of amusement and whimsy. So without further ado, here's a comparison table for entertainment purposes.

On a more serious finance-related note, I see that he will be choosing ERS since he is turning 55. It will eventually be my turn to choose. Currently, my thinking is to go for FRS and to invest the difference between FRS and ERS. Based on my parents' health and genes which I have inherited, I should be mentally active for 20++ years so no problem doing DIY investment.  DIY investing will also keep my mind active and help fight against dementia. 

After 20 years (age 75), I should hopefully have 4x my investment, in which case, if I put that sum into some high-yielding fund, I should be getting a lot more than FRS payouts.

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