November 2018: SingLife Insurance 3%, and SSB 2.5%+

As STI ETF is holding steady above $3, there was basically nothing to buy.

I continued to accumulate Ascendas Hospitality Trust in small amounts.

This months' SSB had a 10 yr interest rate of >2.5% and is liquid enough to put some of my warchest/emergency fund into it. This will be the first time I'm buying SSB. 

Singapore Life Insurance had a promotional 3% 3 year endowment plan (essentially a fixed deposit) but the maximum amount you could place was $6,000. Given that this is way more attractive than the 2.7% Temasek Bond which sold like hotcakes (this policy is SDIC insured), I am surprised that there is no notification that the tranche was 'sold out' and the website still seems to be accepting new applications. Perhaps SingLife is just trying to expand its customer base/mailing list.

Strategy Report: November 2018

SG Shares

Tiny bit of Ascendas Hospitality Trust at 0.775 after it went ex-div at $0.19. (Accumulate when under $0.80. 


Foreign Shares

Brexit Panic as 2 Ministers resign from UK Cabinet.

Accumulated the following:
LYG 2.79
ING 12.35
PUK 40.28 & 40.10

Dividend Report: October 2018

Not much S$ dividends this month but more than last month thanks to OCBC's dividend which I take in scrip (S$ value of the dividend is still counted below). Also received final interest payment for the Perennial Bond together with the principal. 

Vanguard ETFs pay out dividends this month (both LSE listed and HKSE listed)

Running total:  $65,532.41