In terms of managing finances, one of my first actions in 2025 was to apply for a UOB Krisflyer Credit Card. I currently only have one main UOB credit card for spending but there is a spending cap which I bust every time I buy air tickets.
I needed a 2nd card that ideally would maximise points/miles from big ticket spending. For example, in the last SQ sale, I bought 1 biz and 1 economy tix so the ideal card would give me max value from that.
After browsing various bank websites and reading the reviews in milelion.com, I settled on this card as it has uncapped 3.0 mpd on SQ,Scoot tickets, and other categories like online shopping (which appears to include Amazon.sg) and Kris+. I haven't signed up for Kris+ but I'll look into it to see if it suits my spending patterns.
I'm sure there better ways to optimise the use of this card, but for now, I plan to use it for air tickets and big ticket online shopping that qualifies for the 3.0pmd.
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