Dividend Report: Jan-Dec

As 2016 draws to the close, I finally have a clearer idea of how much dividends my portfolio generates. This is the first time I'm actually counting the amount.

Not all my ETFs declare dividends. For example, IWDA, XESC, CPJ1 reinvest dividends. So the reinvested dividends do not count towards the dividend total. 

I invested in foreign markets in a major way after BREXIT, so I expect to start collecting the dividends for those purchases next year.  Hopefully my US$ dividend will start growing.

A safe target should be to grow the total dividend from $3,500 to $4,200 in 2017. If there is an inflation-fuelled rally, the dividend might well be higher, but that is just inflation rather than real growth.




Average dividends per month: Jan-Dec 2016:
S$3,185.86
US$67.74  (=$97.55)
£143.06    (=$254.65)

Average dividend all currencies converted to S$  (US1.44 / £1.78)

$3,538.06




Average dividend = Total dividend collected ÷ number of months in the year so far
Different from DK style of total dividend ÷ 12 months  (updated 7 Jan - 30 Dec FHT payment updated)



Previous monthly average:
S$3,254.66    -
US$219.02     -
£156.06        -

Returns after regularly Investing in STI ETF in 2016

When STI ETF dropped from $3.00 to $2.98, got people in the forums think that STI is crashing. If you continued regular DCA of STI ETF in 2016, you will be happy if STI ends at $2.98 at the end of 2016.

What is interesting is that 2016 performance of STI ETF will be influenced by whether you benchmark it against the 30 Dec closing price or the 04 Jan closing price due to window dressing

30 Dec  closing price $2.95
04 Jan   closing price $2.90
(Source Yahoo Finance - hopefully it's accurate)

But whether you look at 04 Jan or 30 Dec closing price, regular investment in STI ETF in the course of the year should bring a positive return (unless STI crashes in the last few weeks of December which is rare because that's the window-dressing period).

Furthermore, STI ETF went ex-Div:

29 Jan - $0.056
29 Jul -  $0.073


2016 STI ETF purchases
Jan      $2.76
Feb     Didn't buy, can't remember why.
Mar     $2.85
Apr     $2.82
May    $2.84
Jun     $2.85
Jul      Didn't buy - all money into BREXIT stocks
Aug    Didn't buy - continuing post BREXIT purchases
Sep     Didn't buy - rebuilding warchest after BREXIT
Oct     $2.85
Nov    $2.83
Dec     Not buying -- too close to $3.00

Dividend Report: Jan-Nov

Nearing the end of the year, not many companies are declaring dividends. As we head into December, it appears that my average dividend per month is just over the $3k mark. 


Average dividends per month: Jan-Nov 2016:
S$3,254.66    -
US$219.02     -
£156.06        -

Average dividend = Total dividend collected ÷ number of months in the year so far
Different from DK style of total dividend ÷ 12 months



Previous monthly average:
S$3,334.63    -
US$221.281  +
£171.67       +